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The research was conducted to understand wage earners' perceptions about disability, identify actual behaviors related to their perceptions, and determine if they are prepared to deal with an unexpected loss of income caused by disability. The full report can be viewed in its Chopard Mille Miglia Chronograph CH-10 at:Nearly all respondents, 90 percent, rated their ability to earn an income as more valuable than any other resource in maintaining financial security. However, only 37 percent of respondents said they have thought about taking steps to protect their income.

The research identified a major disconnect between the perception and the reality of what causes disabilities. Seventy-one percent of respondents said disability is most likely caused by serious accidents. In reality, insurance statistics show that only 9 percent of ong-Chopard Mille Miglia Gran Turismo XL CH-71 disability claims result from serious accidents."Even though serious long-term and even permanent disabilities do occur, most income-interrupting disabilities are due to more common causes like back and joint pain, chronic diseases, cancers, Chopard Mille Miglia Gran Turismo XL CH-76 and even pregnancy," said Barry Lundquist, president of the CDA. Lundquist added that this catastrophic view of disability leads many wage earners to conclude that disabilities are far less common than in fact is the case.

Employees do recognize the impact disability can have on their income. Fifty-seven percent saw a direct correlation between disability and the inability to earn an income. Yet, 65 percent say if their income stopped they could cover expenses for at most one year. The fact is, 71 Chopard Mille Miglia Jacky Icks Edition CH-67 of Americans live from paycheck to paycheck and nearly two-thirds do not have funds earmarked for emergencies.The study also found that 83 percent of respondents think that anyone can become disabled at any time. Inexplicably, however, a significant number don't believe they are personally at risk. Women think men are most likely to become disabled, but statistics show that across most age groups, women are more susceptible.